/* ═══════════════════════════════════════════════════════════════════════════ */
/* NBFC Customer Portal — Global Stylesheet                                    */
/* Soft · Elegant · Calm · Misty  ·  World-class NBFC PWA                    */
/* ═══════════════════════════════════════════════════════════════════════════ */

/* === DESIGN TOKENS ========================================================= */
:root {
    /* Brand palette — soft indigo/slate */
    --cp-accent:          #4F46E5;
    --cp-accent-hover:    #4338CA;
    --cp-accent-light:    rgba(79,70,229,0.08);
    --cp-accent-fg:       #ffffff;

    /* Misty surface palette */
    --cp-bg:              #F8F9FB;
    --cp-surface:         #FFFFFF;
    --cp-surface-2:       #F3F4F8;
    --cp-surface-3:       #EBEEF5;
    --cp-border:          rgba(79,70,229,0.10);
    --cp-border-hover:    rgba(79,70,229,0.20);

    /* Text */
    --cp-text:            #1A1D23;
    --cp-text-secondary:  #6B7280;
    --cp-text-hint:       #9CA3AF;
    --cp-text-on-accent:  #FFFFFF;

    /* Status */
    --cp-success:         #059669;
    --cp-success-bg:      rgba(5,150,105,0.08);
    --cp-warning:         #D97706;
    --cp-warning-bg:      rgba(217,119,6,0.08);
    --cp-error:           #DC2626;
    --cp-error-bg:        rgba(220,38,38,0.08);
    --cp-info:            #2563EB;
    --cp-info-bg:         rgba(37,99,235,0.08);

    /* Shadows */
    --cp-shadow-sm:       0 1px 3px rgba(0,0,0,0.04), 0 1px 2px rgba(79,70,229,0.03);
    --cp-shadow-md:       0 4px 12px rgba(0,0,0,0.06), 0 2px 4px rgba(79,70,229,0.04);
    --cp-shadow-lg:       0 8px 24px rgba(0,0,0,0.08), 0 4px 8px rgba(79,70,229,0.05);
    --cp-shadow-hover:    0 8px 24px rgba(79,70,229,0.12);

    /* Spacing */
    --cp-radius:          12px;
    --cp-radius-lg:       16px;
    --cp-radius-xl:       20px;
    --cp-radius-sm:       8px;
    --cp-radius-xs:       6px;

    /* Layout */
    --cp-sidebar-width:   240px;
    --cp-header-height:   60px;
    --cp-content-max:     1100px;

    /* Transitions */
    --cp-transition:      all 200ms cubic-bezier(0.4, 0, 0.2, 1);
    --cp-transition-fast: all 150ms cubic-bezier(0.4, 0, 0.2, 1);
    --cp-transition-slow: all 300ms cubic-bezier(0.4, 0, 0.2, 1);
}

/* Dark mode overrides */
@media (prefers-color-scheme: dark) {
    :root {
        --cp-bg:          #0F1117;
        --cp-surface:     #1A1D26;
        --cp-surface-2:   #22263A;
        --cp-surface-3:   #2A2F45;
        --cp-border:      rgba(255,255,255,0.08);
        --cp-border-hover:rgba(255,255,255,0.16);
        --cp-text:        #F1F2F6;
        --cp-text-secondary: #9CA3AF;
        --cp-text-hint:   #6B7280;
    }
}

/* Manual dark theme (via theme toggle button → body[data-theme="dark"]) */
body[data-theme="dark"] {
    --cp-bg:          #0F1117;
    --cp-surface:     #1A1D26;
    --cp-surface-2:   #22263A;
    --cp-surface-3:   #2A2F45;
    --cp-border:      rgba(255,255,255,0.08);
    --cp-border-hover:rgba(255,255,255,0.16);
    --cp-text:        #F1F2F6;
    --cp-text-secondary: #9CA3AF;
    --cp-text-hint:   #6B7280;
}

/* Manual light theme override (overrides OS dark preference when user picks Light) */
body[data-theme="light"] {
    --cp-bg:          #F8F9FB;
    --cp-surface:     #FFFFFF;
    --cp-surface-2:   #F3F4F8;
    --cp-surface-3:   #EBEEF5;
    --cp-border:      rgba(79,70,229,0.10);
    --cp-border-hover:rgba(79,70,229,0.20);
    --cp-text:        #1A1D23;
    --cp-text-secondary: #6B7280;
    --cp-text-hint:   #9CA3AF;
}

/* Accessibility: reduce motion */
@media (prefers-reduced-motion: reduce) {
    *, *::before, *::after {
        animation-duration: 0.01ms !important;
        transition-duration: 0.01ms !important;
    }
}

/* === BASE RESETS ============================================================ */
*, *::before, *::after { box-sizing: border-box; }

html, body {
    height: 100%;
    margin: 0;
    padding: 0;
    font-family: 'Segoe UI', -apple-system, BlinkMacSystemFont, system-ui, sans-serif;
    font-size: 15px;
    line-height: 1.5;
    color: var(--cp-text);
    background-color: var(--cp-bg);
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
}

#app {
    height: 100%;
}

/* === APP SHELL LAYOUT ======================================================= */

/* FluentUI Blazor renders layout components as standard HTML/div elements (not custom elements)
   FluentLayout → div.layout  |  FluentBodyContent → div.body-content
   FluentMain → main          |  FluentHeader → header  |  FluentFooter → footer
*/
div.layout {
    display: flex !important;
    flex-direction: column !important;
    min-height: 100vh !important;
    background-color: var(--cp-bg) !important;
}

div.body-content {
    display: flex !important;
    flex-direction: row !important;
    flex: 1 !important;
    overflow: hidden !important;
    min-height: 0 !important;
}

/* FluentBodyContent renders a sidebar-dismiss close button — hide it, we use a custom sidebar */
.body-content-close-button,
button.close-button,
.close-button {
    display: none !important;
}

/* .cp-sidebar replaces FluentNavMenu — see SIDEBAR NAV section below */
.cp-sidebar {
    width: var(--cp-sidebar-width);
    min-width: var(--cp-sidebar-width);
    flex-shrink: 0;
    height: 100%;
    display: flex;
    flex-direction: column;
    overflow-y: auto;
    overflow-x: hidden;
    border-right: 1px solid var(--cp-border);
    background: var(--cp-surface);
    padding: 16px 0 32px;
    /* Subtle scrollbar */
    scrollbar-width: thin;
    scrollbar-color: var(--cp-border) transparent;
}

.cp-sidebar::-webkit-scrollbar { width: 4px; }
.cp-sidebar::-webkit-scrollbar-thumb {
    background: var(--cp-border);
    border-radius: 4px;
}

main {
    flex: 1 !important;
    height: 100% !important;        /* Override FluentMain inline style="height:50px" */
    min-height: 0 !important;
    overflow-y: auto !important;
    overflow-x: hidden !important;
    background-color: var(--cp-bg) !important;
}

header {
    height: var(--cp-header-height) !important;
    min-height: var(--cp-header-height) !important;
    display: flex !important;
    align-items: center !important;
    padding: 0 !important;       /* padding handled by header-gutters */
    background: var(--cp-surface) !important;
    border-bottom: 1px solid var(--cp-border) !important;
    box-shadow: 0 1px 3px rgba(0,0,0,0.04) !important;
    z-index: 100 !important;
    position: relative !important;
}

/* FluentHeader renders children inside div.header-gutters — needs flex for spacer to work */
.header-gutters {
    display: flex !important;
    align-items: center !important;
    flex: 1 !important;
    width: 100% !important;
    padding: 0 20px !important;
    min-width: 0 !important;
}

footer {
    height: 44px !important;
    min-height: 44px !important;
    display: flex !important;
    align-items: center !important;
    padding: 0 20px !important;
    border-top: 1px solid var(--cp-border) !important;
    background: var(--cp-surface) !important;
    font-size: 12px !important;
    color: var(--cp-text-secondary) !important;
}

/* === HEADER BRANDING ======================================================= */
.cp-brand {
    display: flex;
    align-items: center;
    gap: 10px;
    text-decoration: none;
    color: var(--cp-text);
}

.cp-brand-logo {
    width: 32px;
    height: 32px;
    border-radius: var(--cp-radius-xs);
    background: linear-gradient(135deg, var(--cp-accent), var(--cp-accent-hover));
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
    font-weight: 700;
    font-size: 14px;
    flex-shrink: 0;
    box-shadow: var(--cp-shadow-sm);
}

.cp-brand-text {
    font-size: 15px;
    font-weight: 600;
    color: var(--cp-text);
    white-space: nowrap;
}

.cp-brand-names {
    display: flex;
    flex-direction: column;
    line-height: 1;
}

.cp-brand-sub {
    font-size: 10px;
    font-weight: 400;
    color: var(--cp-text-secondary);
    display: block;
    line-height: 1;
    margin-top: 1px;
}

/* === HEADER ACTIONS (right side) =========================================== */
.cp-header-actions {
    display: flex;
    align-items: center;
    gap: 10px;
    flex-shrink: 0;
}

.cp-user-greeting {
    font-size: 13px;
    font-weight: 500;
    color: var(--cp-text-secondary);
    max-width: 160px;
    white-space: nowrap;
    overflow: hidden;
    text-overflow: ellipsis;
}

/* Ensure header buttons are fully visible on hover */
.cp-header-actions fluent-button::part(control),
.cp-header-actions fluent-button:hover::part(control) {
    min-width: unset;
    white-space: nowrap;
}

/* Footer version tag */
.cp-footer-version {
    font-size: 11px;
    color: var(--cp-text-hint);
    white-space: nowrap;
}

/* === SIDEBAR NAV =========================================================== */

.cp-sidenav {
    display: flex;
    flex-direction: column;
    gap: 0;
    flex: 1;
}

.cp-nav-section {
    padding: 4px 0 8px;
}

.cp-nav-section + .cp-nav-section {
    margin-top: 6px;
    padding-top: 10px;
    border-top: 1px solid var(--cp-border);
}

/* Section label — EXPLORE / MY ACCOUNT / SERVICES */
.cp-nav-section-label {
    display: block;
    font-size: 10px;
    font-weight: 700;
    letter-spacing: 0.09em;
    text-transform: uppercase;
    color: var(--cp-text-hint);
    padding: 4px 18px 8px;
    user-select: none;
}

/* Nav item link */
.cp-nav-item {
    display: flex;
    align-items: center;
    gap: 11px;
    padding: 9px 16px;
    margin: 1px 8px;
    border-radius: var(--cp-radius-sm);
    font-size: 14px;
    font-weight: 500;
    color: var(--cp-text-secondary);
    text-decoration: none;
    transition: var(--cp-transition-fast);
    background: transparent;
    position: relative;
    white-space: nowrap;
    overflow: hidden;
    text-overflow: ellipsis;
    cursor: pointer;
    outline: none;
}

.cp-nav-item fluent-icon,
.cp-nav-item svg {
    flex-shrink: 0;
    opacity: 0.75;
    transition: opacity 150ms ease;
}

.cp-nav-item:hover {
    background: var(--cp-accent-light);
    color: var(--cp-accent);
    text-decoration: none;
}

.cp-nav-item:hover fluent-icon,
.cp-nav-item:hover svg {
    opacity: 1;
}

.cp-nav-item:focus-visible {
    outline: 2px solid var(--cp-accent);
    outline-offset: -2px;
}

/* Active state — left accent bar + highlight */
.cp-nav-item--active,
.cp-nav-item.active {
    background: var(--cp-accent-light);
    color: var(--cp-accent);
    font-weight: 600;
    text-decoration: none;
}

.cp-nav-item--active fluent-icon,
.cp-nav-item.active fluent-icon,
.cp-nav-item--active svg,
.cp-nav-item.active svg {
    opacity: 1;
}

.cp-nav-item--active::before,
.cp-nav-item.active::before {
    content: '';
    position: absolute;
    left: 0;
    top: 50%;
    transform: translateY(-50%);
    width: 3px;
    height: 65%;
    background: var(--cp-accent);
    border-radius: 0 3px 3px 0;
}

/* === BREADCRUMB ============================================================= */
.cp-breadcrumb {
    display: flex;
    align-items: center;
    gap: 6px;
    font-size: 13px;
    color: var(--cp-text-secondary);
    margin-bottom: 4px;
}
.cp-breadcrumb fluent-anchor,
.cp-breadcrumb a {
    color: var(--cp-accent);
    text-decoration: none;
    font-weight: 500;
    background: none !important;
    border: none !important;
    padding: 0 !important;
    font-size: 13px !important;
    line-height: 1.4 !important;
    cursor: pointer;
}
.cp-breadcrumb fluent-anchor:hover,
.cp-breadcrumb a:hover {
    text-decoration: underline;
    color: var(--cp-accent-hover);
}
.cp-breadcrumb-sep {
    color: var(--cp-text-hint);
    font-size: 14px;
    line-height: 1;
    user-select: none;
}

/* === MAIN CONTENT AREA ===================================================== */
.cp-content {
    padding: 28px 24px;
    max-width: var(--cp-content-max);
    margin: 0 auto;
    min-height: 100%;
}

/* === PAGE HEADER ============================================================ */
.cp-page-header {
    margin-bottom: 28px;
    display: flex;
    align-items: flex-start;
    justify-content: space-between;
    flex-wrap: wrap;
    gap: 12px;
}

.cp-page-title {
    font-size: 24px;
    font-weight: 700;
    color: var(--cp-text);
    margin: 0 0 4px;
    letter-spacing: -0.3px;
    line-height: 1.2;
}

.cp-page-subtitle {
    font-size: 14px;
    color: var(--cp-text-secondary);
    margin: 0;
    line-height: 1.5;
}

/* === CARDS ================================================================= */
.cp-card {
    background: var(--cp-surface);
    border: 1px solid var(--cp-border);
    border-radius: var(--cp-radius);
    padding: 24px;
    box-shadow: var(--cp-shadow-sm);
    transition: var(--cp-transition);
}

.cp-card:hover {
    border-color: var(--cp-border-hover);
    box-shadow: var(--cp-shadow-md);
    transform: translateY(-1px);
}

.cp-card-padded {
    background: var(--cp-surface);
    border: 1px solid var(--cp-border);
    border-radius: var(--cp-radius);
    padding: 24px;
    box-shadow: var(--cp-shadow-sm);
}

/* === KPI / METRIC CARDS ==================================================== */
.cp-kpi-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
    gap: 16px;
    margin-bottom: 28px;
}

.cp-kpi-card {
    background: var(--cp-surface);
    border: 1px solid var(--cp-border);
    border-radius: var(--cp-radius-lg);
    padding: 24px;
    box-shadow: var(--cp-shadow-sm);
    transition: var(--cp-transition);
    position: relative;
    overflow: hidden;
}

.cp-kpi-card::before {
    content: '';
    position: absolute;
    top: 0; left: 0;
    width: 4px; height: 100%;
    background: linear-gradient(180deg, var(--cp-accent), transparent);
    opacity: 0;
    transition: var(--cp-transition);
}

.cp-kpi-card:hover {
    border-color: var(--cp-border-hover);
    box-shadow: var(--cp-shadow-hover);
    transform: translateY(-2px);
}

.cp-kpi-card:hover::before {
    opacity: 1;
}

.cp-kpi-icon {
    width: 40px; height: 40px;
    border-radius: var(--cp-radius-sm);
    background: var(--cp-accent-light);
    display: flex; align-items: center; justify-content: center;
    margin-bottom: 16px;
    color: var(--cp-accent);
}

.cp-kpi-label {
    font-size: 12px;
    font-weight: 500;
    color: var(--cp-text-secondary);
    margin: 0 0 6px;
    text-transform: uppercase;
    letter-spacing: 0.04em;
}

.cp-kpi-value {
    font-size: 26px;
    font-weight: 700;
    color: var(--cp-text);
    margin: 0;
    line-height: 1.1;
    letter-spacing: -0.5px;
}

.cp-kpi-sub {
    font-size: 12px;
    color: var(--cp-text-hint);
    margin: 4px 0 0;
}

/* Accent variant KPI */
.cp-kpi-card--accent .cp-kpi-value {
    color: var(--cp-accent);
}

.cp-kpi-card--success .cp-kpi-icon { background: var(--cp-success-bg); color: var(--cp-success); }
.cp-kpi-card--success .cp-kpi-card::before { background: var(--cp-success); }
.cp-kpi-card--warning .cp-kpi-icon { background: var(--cp-warning-bg); color: var(--cp-warning); }
.cp-kpi-card--error .cp-kpi-icon { background: var(--cp-error-bg); color: var(--cp-error); }

/* === QUICK LINK CARDS (HOME) =============================================== */
.cp-quick-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
    gap: 20px;
    margin-bottom: 36px;
}

.cp-quick-card {
    background: var(--cp-surface);
    border: 1px solid var(--cp-border);
    border-radius: var(--cp-radius-lg);
    padding: 28px 24px;
    box-shadow: var(--cp-shadow-sm);
    transition: var(--cp-transition);
    display: flex;
    flex-direction: column;
    align-items: flex-start;
    gap: 12px;
    cursor: pointer;
    text-decoration: none;
    color: inherit;
    position: relative;
    overflow: hidden;
}

.cp-quick-card::after {
    content: '';
    position: absolute;
    inset: 0;
    background: var(--cp-accent-light);
    opacity: 0;
    transition: var(--cp-transition-fast);
}

.cp-quick-card:hover {
    border-color: var(--cp-accent);
    box-shadow: var(--cp-shadow-hover);
    transform: translateY(-3px);
}

.cp-quick-card:hover::after {
    opacity: 1;
}

.cp-quick-card .cp-quick-icon {
    width: 48px; height: 48px;
    border-radius: var(--cp-radius);
    background: var(--cp-accent-light);
    display: flex; align-items: center; justify-content: center;
    color: var(--cp-accent);
    z-index: 1;
    transition: var(--cp-transition);
}

.cp-quick-card:hover .cp-quick-icon {
    background: var(--cp-accent);
    color: white;
}

.cp-quick-card h3 {
    font-size: 16px;
    font-weight: 600;
    color: var(--cp-text);
    margin: 0;
    z-index: 1;
}

.cp-quick-card p {
    font-size: 13px;
    color: var(--cp-text-secondary);
    margin: 0;
    z-index: 1;
    line-height: 1.5;
    flex: 1;
}

.cp-quick-card .cp-quick-cta {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    font-size: 13px;
    font-weight: 600;
    color: var(--cp-accent);
    z-index: 1;
    transition: var(--cp-transition-fast);
}

.cp-quick-card:hover .cp-quick-cta {
    color: var(--cp-accent-hover);
    gap: 10px;
}

/* === HERO SECTION ========================================================= */
.cp-hero {
    background: linear-gradient(135deg, var(--cp-accent) 0%, #6366F1 100%);
    border-radius: var(--cp-radius-xl);
    padding: 44px 40px;
    margin-bottom: 36px;
    color: white;
    position: relative;
    overflow: hidden;
    box-shadow: var(--cp-shadow-lg);
}

.cp-hero::before {
    content: '';
    position: absolute;
    top: -40px; right: -40px;
    width: 200px; height: 200px;
    border-radius: 50%;
    background: rgba(255,255,255,0.06);
}

.cp-hero::after {
    content: '';
    position: absolute;
    bottom: -60px; right: 80px;
    width: 280px; height: 280px;
    border-radius: 50%;
    background: rgba(255,255,255,0.04);
}

.cp-hero-title {
    font-size: 28px;
    font-weight: 700;
    margin: 0 0 8px;
    line-height: 1.2;
    letter-spacing: -0.5px;
    position: relative;
    z-index: 1;
}

.cp-hero-subtitle {
    font-size: 15px;
    margin: 0 0 24px;
    opacity: 0.85;
    max-width: 480px;
    line-height: 1.6;
    position: relative;
    z-index: 1;
}

.cp-hero-actions {
    display: flex;
    gap: 12px;
    flex-wrap: wrap;
    position: relative;
    z-index: 1;
}

.cp-hero-btn-primary {
    background: white !important;
    color: var(--cp-accent) !important;
    border: none !important;
    padding: 10px 20px !important;
    border-radius: var(--cp-radius-sm) !important;
    font-weight: 600 !important;
    font-size: 14px !important;
    cursor: pointer !important;
    transition: var(--cp-transition-fast) !important;
    box-shadow: 0 2px 8px rgba(0,0,0,0.16) !important;
}

.cp-hero-btn-primary:hover {
    background: rgba(255,255,255,0.95) !important;
    transform: translateY(-1px) !important;
    box-shadow: 0 4px 12px rgba(0,0,0,0.20) !important;
}

.cp-hero-badge {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    background: rgba(255,255,255,0.15);
    border: 1px solid rgba(255,255,255,0.25);
    border-radius: 100px;
    padding: 4px 12px;
    font-size: 12px;
    font-weight: 500;
    margin-bottom: 16px;
}

/* === LOAN CARDS ============================================================ */
.cp-loan-card {
    background: var(--cp-surface);
    border: 1px solid var(--cp-border);
    border-radius: var(--cp-radius);
    padding: 20px;
    box-shadow: var(--cp-shadow-sm);
    transition: var(--cp-transition);
    display: flex;
    flex-direction: column;
    gap: 16px;
}

.cp-loan-card:hover {
    border-color: var(--cp-border-hover);
    box-shadow: var(--cp-shadow-md);
}

.cp-loan-header {
    display: flex;
    justify-content: space-between;
    align-items: flex-start;
}

.cp-loan-account {
    font-size: 15px;
    font-weight: 600;
    color: var(--cp-text);
}

.cp-loan-metrics {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 12px;
}

.cp-loan-metric-label {
    font-size: 11px;
    color: var(--cp-text-secondary);
    font-weight: 500;
    text-transform: uppercase;
    letter-spacing: 0.04em;
    margin-bottom: 3px;
}

.cp-loan-metric-value {
    font-size: 18px;
    font-weight: 700;
    color: var(--cp-text);
}

.cp-loan-metric-value--accent {
    color: var(--cp-accent);
}

.cp-loan-actions {
    display: flex;
    gap: 8px;
    flex-wrap: wrap;
    margin-top: 4px;
}

/* === BUTTON OVERRIDES ======================================================= */
/* Ensure hover state always shows full button */
fluent-button::part(control) {
    transition: var(--cp-transition-fast) !important;
}

.cp-btn-primary {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    padding: 9px 18px;
    background: var(--cp-accent);
    color: var(--cp-accent-fg);
    border: none;
    border-radius: var(--cp-radius-sm);
    font-size: 14px;
    font-weight: 600;
    cursor: pointer;
    transition: var(--cp-transition-fast);
    text-decoration: none;
    white-space: nowrap;
    outline: none;
    box-shadow: 0 2px 4px rgba(79,70,229,0.2);
}

.cp-btn-primary:hover {
    background: var(--cp-accent-hover);
    transform: translateY(-1px);
    box-shadow: 0 4px 8px rgba(79,70,229,0.3);
}

.cp-btn-primary:focus-visible {
    outline: 2px solid var(--cp-accent);
    outline-offset: 2px;
}

.cp-btn-outline {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    padding: 8px 16px;
    background: transparent;
    color: var(--cp-accent);
    border: 1.5px solid var(--cp-accent);
    border-radius: var(--cp-radius-sm);
    font-size: 14px;
    font-weight: 600;
    cursor: pointer;
    transition: var(--cp-transition-fast);
    text-decoration: none;
    white-space: nowrap;
}

.cp-btn-outline:hover {
    background: var(--cp-accent-light);
    border-color: var(--cp-accent-hover);
    color: var(--cp-accent-hover);
    transform: translateY(-1px);
}

.cp-btn-ghost {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    padding: 8px 12px;
    background: transparent;
    color: var(--cp-text-secondary);
    border: none;
    border-radius: var(--cp-radius-sm);
    font-size: 14px;
    font-weight: 500;
    cursor: pointer;
    transition: var(--cp-transition-fast);
    text-decoration: none;
    white-space: nowrap;
}

.cp-btn-ghost:hover {
    background: var(--cp-surface-2);
    color: var(--cp-text);
}

/* === FORM STYLES ============================================================ */
.cp-form-card {
    background: var(--cp-surface);
    border: 1px solid var(--cp-border);
    border-radius: var(--cp-radius);
    padding: 28px;
    box-shadow: var(--cp-shadow-sm);
}

.cp-form-section {
    margin-bottom: 28px;
    padding-bottom: 28px;
    border-bottom: 1px solid var(--cp-border);
}

.cp-form-section:last-child {
    margin-bottom: 0;
    padding-bottom: 0;
    border-bottom: none;
}

.cp-form-section-title {
    font-size: 15px;
    font-weight: 600;
    color: var(--cp-text);
    margin: 0 0 16px;
}

.cp-form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 16px;
    margin-bottom: 16px;
}

.cp-form-row--full {
    grid-template-columns: 1fr;
}

@media (max-width: 600px) {
    .cp-form-row { grid-template-columns: 1fr; }
}

/* === FLUENT TEXT AREA — outlined border (matches FluentTextField appearance) === */
/* fluent-text-area has no part="root"; the visible border lives on part="control" */
fluent-text-area {
    display: inline-flex;
    flex-direction: column;
    min-width: 0;
}

fluent-text-area::part(label) {
    font-size: 13px;
    font-weight: 500;
    color: var(--neutral-foreground-rest);
    line-height: 1.4;
    margin-bottom: 5px;
}

fluent-text-area::part(control) {
    border: 1.5px solid var(--neutral-stroke-rest, #D6D6D6);
    border-radius: 6px;
    background: var(--neutral-layer-1, #FFFFFF);
    padding: 8px 10px;
    font-size: 14px;
    font-family: inherit;
    color: var(--neutral-foreground-rest);
    resize: vertical;
    box-sizing: border-box;
    transition: border-color 150ms ease, box-shadow 150ms ease;
}

fluent-text-area:focus-within::part(control) {
    border-color: var(--accent-fill-rest, #4F46E5);
    box-shadow: 0 0 0 3px rgba(79, 70, 229, 0.10);
}

fluent-text-area[disabled]::part(control) {
    opacity: 0.6;
    cursor: not-allowed;
}

/* === SUPPORT PAGE FORM — native input / select / textarea ================== */
.spt-field {
    display: flex;
    flex-direction: column;
    gap: 6px;
}

.spt-label {
    font-size: 13px;
    font-weight: 500;
    color: var(--cp-text, #1A1D23);
    line-height: 1.4;
}

.spt-input,
.spt-select {
    width: 100%;
    height: 38px;
    border: 1.5px solid var(--cp-border, rgba(79,70,229,0.12));
    border-radius: 6px;
    padding: 0 10px;
    background: var(--cp-surface, #FFFFFF);
    color: var(--cp-text, #1A1D23);
    font-size: 14px;
    font-family: inherit;
    box-sizing: border-box;
    outline: none;
    transition: border-color 150ms ease, box-shadow 150ms ease;
    appearance: auto;
}

.spt-input:focus,
.spt-select:focus {
    border-color: var(--cp-accent, #4F46E5);
    box-shadow: 0 0 0 3px rgba(79, 70, 229, 0.10);
}

.spt-textarea {
    width: 100%;
    border: 1.5px solid var(--cp-border, rgba(79,70,229,0.12));
    border-radius: 6px;
    padding: 8px 10px;
    background: var(--cp-surface, #FFFFFF);
    color: var(--cp-text, #1A1D23);
    font-size: 14px;
    font-family: inherit;
    resize: vertical;
    box-sizing: border-box;
    outline: none;
    transition: border-color 150ms ease, box-shadow 150ms ease;
}

.spt-textarea:focus {
    border-color: var(--cp-accent, #4F46E5);
    box-shadow: 0 0 0 3px rgba(79, 70, 229, 0.10);
}

.spt-char-count {
    font-size: 11px;
    color: var(--cp-text-hint, #9CA3AF);
    text-align: right;
}

/* === DATA TABLE ============================================================= */
.cp-table-card {
    background: var(--cp-surface);
    border: 1px solid var(--cp-border);
    border-radius: var(--cp-radius);
    overflow: hidden;
    box-shadow: var(--cp-shadow-sm);
}

.cp-table-header {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 16px 20px;
    border-bottom: 1px solid var(--cp-border);
    flex-wrap: wrap;
    gap: 12px;
}

.cp-table-title {
    font-size: 15px;
    font-weight: 600;
    color: var(--cp-text);
    margin: 0;
}

.cp-table-overflow {
    overflow-x: auto;
    -webkit-overflow-scrolling: touch;
}

/* === STATUS BADGES ========================================================= */
.cp-badge {
    display: inline-flex;
    align-items: center;
    gap: 4px;
    padding: 3px 10px;
    border-radius: 100px;
    font-size: 11px;
    font-weight: 600;
    letter-spacing: 0.02em;
    white-space: nowrap;
}

.cp-badge--active, .cp-badge--approved, .cp-badge--verified {
    background: var(--cp-success-bg);
    color: var(--cp-success);
}

.cp-badge--pending, .cp-badge--submitted {
    background: var(--cp-info-bg);
    color: var(--cp-info);
}

.cp-badge--overdue, .cp-badge--rejected, .cp-badge--error {
    background: var(--cp-error-bg);
    color: var(--cp-error);
}

.cp-badge--warning {
    background: var(--cp-warning-bg);
    color: var(--cp-warning);
}

.cp-badge--closed, .cp-badge--neutral {
    background: var(--cp-surface-2);
    color: var(--cp-text-secondary);
}

/* === SKELETON LOADER ======================================================== */
@keyframes cp-shimmer {
    0%   { background-position: -1000px 0; }
    100% { background-position: 1000px 0; }
}

.cp-skeleton {
    background: linear-gradient(90deg,
        var(--cp-surface-2) 25%,
        var(--cp-surface-3) 37%,
        var(--cp-surface-2) 63%);
    background-size: 1000px 100%;
    animation: cp-shimmer 1.4s ease infinite;
    border-radius: var(--cp-radius-xs);
}

.cp-skeleton-card {
    background: var(--cp-surface);
    border: 1px solid var(--cp-border);
    border-radius: var(--cp-radius);
    padding: 20px;
    display: flex;
    flex-direction: column;
    gap: 12px;
}

.cp-skeleton-line {
    height: 14px;
    border-radius: 4px;
}

.cp-skeleton-line--sm  { height: 10px; }
.cp-skeleton-line--lg  { height: 20px; }
.cp-skeleton-line--xl  { height: 32px; }

/* === EMPTY / ERROR STATES ================================================== */
.cp-state-box {
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    padding: 60px 24px;
    text-align: center;
    gap: 12px;
}

.cp-state-icon {
    color: var(--cp-text-hint);
    opacity: 0.8;
}

.cp-state-icon--error { color: var(--cp-error); opacity: 1; }
.cp-state-icon--success { color: var(--cp-success); opacity: 1; }

.cp-state-title {
    font-size: 18px;
    font-weight: 600;
    color: var(--cp-text);
    margin: 8px 0 0;
}

.cp-state-message {
    font-size: 14px;
    color: var(--cp-text-secondary);
    margin: 0;
    max-width: 360px;
    line-height: 1.5;
}

/* === PROGRESS / LOADING ==================================================== */
.cp-loading-center {
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    min-height: 200px;
    gap: 16px;
    color: var(--cp-text-secondary);
    font-size: 14px;
}

/* === TIMELINE ============================================================== */
.cp-timeline {
    position: relative;
    padding-left: 28px;
}

.cp-timeline-item {
    position: relative;
    padding-bottom: 20px;
}

.cp-timeline-item::before {
    content: '';
    position: absolute;
    left: -20px;
    top: 6px;
    bottom: -14px;
    width: 2px;
    background: var(--cp-border);
}

.cp-timeline-item:last-child::before {
    display: none;
}

.cp-timeline-dot {
    position: absolute;
    left: -24px;
    top: 4px;
    width: 10px;
    height: 10px;
    border-radius: 50%;
    background: var(--cp-text-hint);
    border: 2px solid var(--cp-surface);
    box-shadow: 0 0 0 2px var(--cp-border);
}

.cp-timeline-dot--success { background: var(--cp-success); box-shadow: 0 0 0 2px var(--cp-success-bg); }
.cp-timeline-dot--error   { background: var(--cp-error);   box-shadow: 0 0 0 2px var(--cp-error-bg); }
.cp-timeline-dot--active  { background: var(--cp-accent);  box-shadow: 0 0 0 2px var(--cp-accent-light); }

.cp-timeline-content {
    padding-left: 8px;
}

.cp-timeline-title {
    font-size: 14px;
    font-weight: 600;
    color: var(--cp-text);
    margin: 0 0 2px;
}

.cp-timeline-date {
    font-size: 12px;
    color: var(--cp-text-secondary);
    display: block;
    margin-bottom: 4px;
}

.cp-timeline-desc {
    font-size: 13px;
    color: var(--cp-text-secondary);
    margin: 0;
    line-height: 1.5;
}

/* === INFO TABLE (label + value) ============================================ */
.cp-info-table {
    width: 100%;
    border-collapse: collapse;
}

.cp-info-table tr {
    border-bottom: 1px solid var(--cp-border);
}

.cp-info-table tr:last-child {
    border-bottom: none;
}

.cp-info-table td {
    padding: 10px 0;
    font-size: 14px;
    vertical-align: middle;
}

.cp-info-table td:first-child {
    color: var(--cp-text-secondary);
    width: 44%;
    font-size: 13px;
    font-weight: 500;
}

.cp-info-table td:last-child {
    color: var(--cp-text);
    font-weight: 500;
}

/* === PAYMENT METHOD SELECTOR =============================================== */
.cp-payment-methods {
    display: grid;
    grid-template-columns: repeat(auto-fill, minmax(130px, 1fr));
    gap: 10px;
    margin-top: 8px;
}

.cp-payment-method {
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    gap: 6px;
    padding: 14px 10px;
    background: var(--cp-surface);
    border: 1.5px solid var(--cp-border);
    border-radius: var(--cp-radius);
    cursor: pointer;
    transition: var(--cp-transition-fast);
    font-size: 13px;
    font-weight: 500;
    color: var(--cp-text-secondary);
    user-select: none;
    text-align: center;
}

.cp-payment-method:hover {
    border-color: var(--cp-accent);
    color: var(--cp-accent);
    background: var(--cp-accent-light);
}

.cp-payment-method--selected {
    border-color: var(--cp-accent) !important;
    background: var(--cp-accent-light) !important;
    color: var(--cp-accent) !important;
    font-weight: 600;
}

/* === DOCUMENT UPLOAD ======================================================= */
.cp-doc-grid {
    display: grid;
    grid-template-columns: repeat(auto-fill, minmax(240px, 1fr));
    gap: 16px;
}

.cp-doc-card {
    background: var(--cp-surface);
    border: 1.5px dashed var(--cp-border);
    border-radius: var(--cp-radius);
    padding: 20px;
    transition: var(--cp-transition);
    display: flex;
    flex-direction: column;
    gap: 10px;
}

.cp-doc-card:hover {
    border-color: var(--cp-accent);
    background: var(--cp-accent-light);
}

.cp-doc-card--uploaded {
    border-style: solid;
    border-color: var(--cp-success);
    background: var(--cp-success-bg);
}

.cp-doc-label {
    font-size: 14px;
    font-weight: 600;
    color: var(--cp-text);
    display: flex;
    align-items: center;
    gap: 8px;
}

.cp-doc-hint {
    font-size: 12px;
    color: var(--cp-text-secondary);
}

/* Custom InputFile styling */
.cp-file-input {
    position: relative;
    overflow: hidden;
    cursor: pointer;
}

.cp-file-input input[type=file] {
    position: absolute;
    inset: 0;
    width: 100%;
    height: 100%;
    opacity: 0;
    cursor: pointer;
}

.cp-file-btn {
    display: flex;
    align-items: center;
    gap: 8px;
    padding: 8px 14px;
    background: var(--cp-accent);
    color: white;
    border-radius: var(--cp-radius-sm);
    font-size: 13px;
    font-weight: 600;
    cursor: pointer;
    pointer-events: none;
    transition: var(--cp-transition-fast);
}

.cp-file-input:hover .cp-file-btn {
    background: var(--cp-accent-hover);
}

/* === KYC SLOT GRID ========================================================= */
.cp-slot-grid {
    display: grid;
    grid-template-columns: repeat(auto-fill, minmax(140px, 1fr));
    gap: 10px;
    margin-top: 12px;
}

.cp-slot-item {
    padding: 12px;
    border: 1.5px solid var(--cp-border);
    border-radius: var(--cp-radius);
    cursor: pointer;
    transition: var(--cp-transition-fast);
    text-align: center;
    display: flex;
    flex-direction: column;
    gap: 3px;
    user-select: none;
}

.cp-slot-item:hover:not(.cp-slot-item--unavailable) {
    border-color: var(--cp-accent);
    background: var(--cp-accent-light);
}

.cp-slot-item--selected {
    border-color: var(--cp-accent) !important;
    background: var(--cp-accent-light) !important;
}

.cp-slot-item--unavailable {
    opacity: 0.4;
    cursor: not-allowed;
    background: var(--cp-surface-2);
}

.cp-slot-day  { font-size: 11px; font-weight: 600; color: var(--cp-text-secondary); }
.cp-slot-time { font-size: 14px; font-weight: 700; color: var(--cp-text); }

/* === SECTION HEADERS ======================================================= */
.cp-section-header {
    display: flex;
    align-items: center;
    justify-content: space-between;
    flex-wrap: wrap;
    gap: 12px;
    margin-bottom: 16px;
}

.cp-section-title {
    font-size: 18px;
    font-weight: 600;
    color: var(--cp-text);
    margin: 0;
}

/* === RESPONSIVE ============================================================= */
@media (max-width: 768px) {
    /* Sidebar slides off-canvas on mobile */
    .cp-sidebar {
        position: fixed;
        left: calc(-1 * var(--cp-sidebar-width));
        top: var(--cp-header-height);
        height: calc(100vh - var(--cp-header-height));
        z-index: 200;
        transition: var(--cp-transition-slow);
        box-shadow: var(--cp-shadow-lg);
    }

    .cp-sidebar.cp-sidebar--open {
        left: 0;
    }

    /* Legacy FluentNavMenu fallback (if any page still uses it) */
    fluent-nav-menu {
        position: fixed !important;
        left: -280px !important;
        top: var(--cp-header-height) !important;
        height: calc(100vh - var(--cp-header-height)) !important;
        z-index: 200 !important;
        transition: var(--cp-transition) !important;
        box-shadow: var(--cp-shadow-lg) !important;
    }

    fluent-nav-menu.cp-nav-open {
        left: 0 !important;
    }

    .cp-content {
        padding: 16px;
    }

    .cp-hero {
        padding: 28px 20px;
    }

    .cp-hero-title { font-size: 22px; }
    .cp-page-title { font-size: 20px; }
    .cp-kpi-grid   { grid-template-columns: 1fr 1fr; }
    .cp-quick-grid { grid-template-columns: 1fr; }
}

@media (max-width: 480px) {
    .cp-kpi-grid   { grid-template-columns: 1fr; }
    .cp-kpi-value  { font-size: 22px; }
    .cp-payment-methods { grid-template-columns: repeat(2, 1fr); }
}

/* === ELIGIBILITY RESULT ==================================================== */
.cp-eligibility-result {
    background: var(--cp-surface);
    border: 1px solid var(--cp-border);
    border-radius: var(--cp-radius-lg);
    padding: 28px;
    box-shadow: var(--cp-shadow-sm);
    transition: var(--cp-transition);
}

.cp-eligibility-eligible {
    border-color: var(--cp-success);
    background: var(--cp-success-bg);
}

.cp-eligibility-not-eligible {
    border-color: var(--cp-warning);
    background: var(--cp-warning-bg);
}

.cp-eligibility-amount {
    font-size: 40px;
    font-weight: 800;
    color: var(--cp-accent);
    letter-spacing: -1px;
    line-height: 1;
    margin: 8px 0;
}

/* === TABS ================================================================== */
.cp-tabs-content {
    padding: 20px 0;
}

/* === PROGRESS BARS ========================================================= */
.cp-progress-bar {
    height: 8px;
    background: var(--cp-surface-3);
    border-radius: 100px;
    overflow: hidden;
    margin-top: 8px;
}

.cp-progress-fill {
    height: 100%;
    background: linear-gradient(90deg, var(--cp-accent), #6366F1);
    border-radius: 100px;
    transition: width 800ms cubic-bezier(0.4, 0, 0.2, 1);
}

/* === PORTAL PAGE HEADER PATTERN ============================================ */
.portal-page-container {
    padding: 0;
}

.portal-page-header {
    display: flex;
    align-items: flex-start;
    justify-content: space-between;
    flex-wrap: wrap;
    gap: 12px;
    margin-bottom: 24px;
}

.portal-page-title {
    font-size: 24px;
    font-weight: 700;
    color: var(--cp-text);
    margin: 0 0 4px;
    letter-spacing: -0.3px;
}

.portal-page-subtitle {
    font-size: 14px;
    color: var(--cp-text-secondary);
    margin: 0;
}

.portal-card {
    background: var(--cp-surface);
    border: 1px solid var(--cp-border);
    border-radius: var(--cp-radius);
    padding: 24px;
    box-shadow: var(--cp-shadow-sm);
    margin-bottom: 16px;
}

/* === LEGACY COMPAT ========================================================= */
/* Keep old class names working for pages not yet migrated */
.cp-kpi-card { padding: 20px; }
.cp-kpi-label { font-size: 12px; color: var(--cp-text-secondary); margin: 0.25rem 0; }
.cp-kpi-value { font-size: 1.75rem; font-weight: 700; color: var(--cp-accent); margin: 0; }
.state-box { display: flex; flex-direction: column; align-items: center; padding: 3rem 1rem; text-align: center; gap: 0.5rem; }
.state-icon { color: var(--cp-text-hint); }
.state-icon-error { color: var(--cp-error) !important; }
.state-title { font-size: 1.1rem; font-weight: 600; margin: 0; }
.state-message { font-size: 0.875rem; color: var(--cp-text-secondary); margin: 0; }
.skeleton-list { display: flex; flex-direction: column; gap: 1rem; padding: 1rem 0; }
.skeleton-row  { display: flex; flex-direction: column; gap: 0.5rem; padding: 1rem; background: var(--cp-surface); border: 1px solid var(--cp-border); border-radius: var(--cp-radius); }
.row-selected { background: var(--cp-accent-light) !important; }

/* Blazor error UI override */
#blazor-error-ui {
    background: var(--cp-error-bg);
    border-top: 2px solid var(--cp-error);
    bottom: 0; left: 0; right: 0;
    padding: 10px 16px;
    position: fixed;
    z-index: 1000;
    display: none;
    font-size: 13px;
    color: var(--cp-error);
    align-items: center;
    gap: 12px;
}

#blazor-error-ui.blazor-error-boundary {
    display: flex;
}

#blazor-error-ui a.reload {
    color: var(--cp-error);
    font-weight: 600;
    margin-left: 4px;
}

#blazor-error-ui a.dismiss {
    margin-left: auto;
    cursor: pointer;
    opacity: 0.6;
    font-size: 16px;
}

/* === PRINT STYLES ========================================================== */
@media print {
    .cp-sidebar,
    header,
    footer { display: none !important; }

    div.body-content { display: block !important; }
    main { display: block !important; }

    .cp-content {
        max-width: 100%;
        padding: 0;
    }
}

/* === LOAN APPLICATION WIZARD =============================================== */

/* ── Linear progress track ─────────────────────────────────────────────────── */
.apply-progress-track {
    height: 6px;
    background: var(--cp-border);
    border-radius: 4px;
    margin-bottom: 28px;
    overflow: hidden;
}
.apply-progress-fill {
    height: 100%;
    background: linear-gradient(90deg, var(--cp-accent, #4F46E5) 0%, #818CF8 60%, #A5B4FC 100%);
    border-radius: 4px;
    transition: width 420ms cubic-bezier(0.4, 0, 0.2, 1);
    min-width: 2%;
}

/* ── Page header additions ─────────────────────────────────────────────────── */
.apply-eyebrow {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    font-size: 11px;
    font-weight: 600;
    letter-spacing: 0.09em;
    text-transform: uppercase;
    color: var(--cp-accent, #4F46E5);
    margin-bottom: 6px;
}
.apply-header-meta {
    display: flex;
    align-items: center;
    gap: 14px;
    flex-shrink: 0;
}
.apply-step-badge {
    display: inline-block;
    padding: 5px 14px;
    background: rgba(79,70,229,0.1);
    border: 1px solid rgba(79,70,229,0.2);
    border-radius: 20px;
    font-size: 12px;
    font-weight: 600;
    color: var(--cp-accent, #4F46E5);
    white-space: nowrap;
    letter-spacing: 0.02em;
}

/* ── Step indicator ─────────────────────────────────────────────────────────── */
.cp-wizard-steps {
    display: flex;
    align-items: center;
    gap: 0;
    margin-bottom: 24px;
    padding: 20px 28px;
    background: var(--cp-surface);
    border: 1px solid var(--cp-border);
    border-radius: var(--cp-radius-lg);
    overflow-x: auto;
    box-shadow: var(--cp-shadow-sm);
}

.cp-wizard-step {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 9px;
    min-width: 84px;
    opacity: 0.4;
    transition: var(--cp-transition);
    flex-shrink: 0;
}
.cp-wizard-step--active { opacity: 1; }
.cp-wizard-step--done   { opacity: 1; }

.cp-wizard-step-dot {
    width: 38px;
    height: 38px;
    border-radius: 50%;
    border: 2px solid var(--cp-border);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 13px;
    font-weight: 700;
    color: var(--cp-text-secondary);
    background: var(--cp-bg);
    transition: var(--cp-transition);
}
.cp-wizard-step--active .cp-wizard-step-dot {
    border-color: var(--cp-accent, #4F46E5);
    background: var(--cp-accent, #4F46E5);
    color: #fff;
    box-shadow: 0 0 0 5px rgba(79,70,229,0.14), 0 2px 8px rgba(79,70,229,0.25);
}
.cp-wizard-step--done .cp-wizard-step-dot {
    border-color: var(--cp-success, #059669);
    background: var(--cp-success, #059669);
    color: #fff;
    box-shadow: 0 2px 6px rgba(5,150,105,0.22);
}

.cp-wizard-step-label {
    font-size: 11px;
    font-weight: 500;
    color: var(--cp-text-secondary);
    white-space: nowrap;
    text-align: center;
    letter-spacing: 0.01em;
}
.cp-wizard-step--active .cp-wizard-step-label {
    color: var(--cp-accent, #4F46E5);
    font-weight: 700;
}
.cp-wizard-step--done .cp-wizard-step-label {
    color: var(--cp-success, #059669);
}

.cp-wizard-step-connector {
    flex: 1;
    height: 2px;
    min-width: 20px;
    background: var(--cp-border);
    margin-bottom: 25px;
    transition: background 300ms;
}
.cp-wizard-step-connector--done {
    background: linear-gradient(90deg, var(--cp-success, #059669), rgba(5,150,105,0.5));
}

/* ── Step content panel ─────────────────────────────────────────────────────── */
.cp-wizard-content {
    background: var(--cp-surface);
    border: 1px solid var(--cp-border);
    border-radius: var(--cp-radius-lg);
    padding: 36px 36px 32px;
    margin-bottom: 0;
    min-height: 320px;
    position: relative;
    overflow: hidden;
    box-shadow: var(--cp-shadow-sm);
}
.cp-wizard-content::before {
    content: '';
    position: absolute;
    top: 0; left: 0; right: 0;
    height: 3px;
    background: linear-gradient(90deg, var(--cp-accent, #4F46E5) 0%, #818CF8 55%, rgba(165,180,252,0.4) 85%, transparent 100%);
    border-radius: var(--cp-radius-lg) var(--cp-radius-lg) 0 0;
}

/* ── Navigation bar ─────────────────────────────────────────────────────────── */
.cp-wizard-nav {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 20px 4px 28px;
    border-top: 1px solid var(--cp-border);
    margin-top: 4px;
}

/* ── Step header (within content panel) ─────────────────────────────────────── */
.apply-step-hdr {
    display: flex;
    align-items: flex-start;
    gap: 20px;
    margin-bottom: 36px;
    padding-bottom: 28px;
    border-bottom: 1px solid var(--cp-border);
}
.apply-step-num {
    width: 48px;
    height: 48px;
    border-radius: 14px;
    background: var(--cp-accent-light);
    color: var(--cp-accent, #4F46E5);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 18px;
    font-weight: 800;
    flex-shrink: 0;
    box-shadow: 0 0 0 7px rgba(79,70,229,0.06), 0 2px 8px rgba(79,70,229,0.12);
}
.apply-step-num--violet { background: rgba(124,58,237,0.1);  color: #7C3AED; box-shadow: 0 0 0 7px rgba(124,58,237,0.06), 0 2px 8px rgba(124,58,237,0.12); }
.apply-step-num--green  { background: rgba(5,150,105,0.1);   color: #059669; box-shadow: 0 0 0 7px rgba(5,150,105,0.06), 0 2px 8px rgba(5,150,105,0.12); }
.apply-step-num--amber  { background: rgba(217,119,6,0.1);   color: #D97706; box-shadow: 0 0 0 7px rgba(217,119,6,0.06), 0 2px 8px rgba(217,119,6,0.12); }
.apply-step-num--indigo { background: rgba(79,70,229,0.12);  color: #4F46E5; box-shadow: 0 0 0 7px rgba(79,70,229,0.06), 0 2px 8px rgba(79,70,229,0.12); }

.apply-step-title {
    font-size: 18px;
    font-weight: 700;
    color: var(--cp-text);
    margin: 0 0 5px;
    line-height: 1.3;
    letter-spacing: -0.2px;
}
.apply-step-sub {
    font-size: 13px;
    color: var(--cp-text-secondary);
    margin: 0;
    line-height: 1.6;
}

/* ── Form sections (Form Archetype contract) ─────────────────────────────────── */
.apply-form-section {
    background: var(--cp-surface);
    border: 1px solid var(--cp-border);
    border-radius: var(--cp-radius-lg);
    padding: 0;
    margin-bottom: 28px;
    overflow: hidden;
    box-shadow: var(--cp-shadow-sm);
    transition: border-color var(--cp-transition-fast), box-shadow var(--cp-transition-fast);
}
.apply-form-section:hover {
    border-color: var(--cp-border-hover);
    box-shadow: var(--cp-shadow-md);
}
.apply-form-section-label {
    display: flex;
    align-items: center;
    gap: 9px;
    font-size: 11px;
    font-weight: 700;
    letter-spacing: 0.08em;
    text-transform: uppercase;
    color: var(--cp-accent, #4F46E5);
    margin: 0;
    padding: 13px 24px;
    background: var(--cp-accent-light);
    border-bottom: 1px solid var(--cp-border);
}
.apply-form-section-label::before {
    content: '';
    display: inline-block;
    width: 3px;
    height: 14px;
    background: var(--cp-accent, #4F46E5);
    border-radius: 2px;
    flex-shrink: 0;
}
.apply-form-section-body {
    padding: 28px 28px 4px; /* last field-group provides its own clearance via margin-bottom */
}
/* Field group: wraps one field + hint as a cohesive unit */
.apply-field-group {
    display: flex;
    flex-direction: column;
    gap: 8px;
    width: 100%;
}
/* Scoped breathing room between fields — only inside form sections (not KYC box etc.) */
.apply-form-section-body .apply-field-group {
    margin-bottom: 28px;
}
.apply-field-hint {
    font-size: 12px;
    color: var(--cp-text-secondary);
    margin: 0;
    line-height: 1.5;
    padding-left: 4px;
}
.apply-field-hint--error {
    color: var(--cp-error, #DC2626);
}

/* ── e-KYC panel ──────────────────────────────────────────────────────────────── */
.apply-kyc-wrap {
    display: flex;
    justify-content: center;
    padding: 4px 0 12px;
}
.apply-kyc-box {
    width: 100%;
    max-width: 500px;
    background: var(--cp-surface);
    border: 1px solid var(--cp-border);
    border-radius: var(--cp-radius-lg);
    padding: 36px 32px 32px;
    box-shadow: var(--cp-shadow-md);
    display: flex;
    flex-direction: column;
    gap: 24px;
}
[data-theme="dark"] .apply-kyc-box {
    background: rgba(255,255,255,0.03);
    border-color: rgba(255,255,255,0.10);
}
[data-theme="dark"] .apply-form-section {
    background: rgba(255,255,255,0.02);
    border-color: rgba(255,255,255,0.08);
}
[data-theme="dark"] .apply-form-section-label {
    background: rgba(79,70,229,0.12);
    border-color: rgba(79,70,229,0.20);
}
[data-theme="dark"] .apply-review-card {
    background: rgba(255,255,255,0.02);
    border-color: rgba(255,255,255,0.08);
}
[data-theme="dark"] .apply-review-card-title {
    background: rgba(79,70,229,0.12);
    border-color: rgba(79,70,229,0.20);
}
[data-theme="dark"] .apply-terms {
    background: rgba(79,70,229,0.10);
}
[data-theme="dark"] .apply-emi-strip {
    background: linear-gradient(135deg, rgba(79,70,229,0.10) 0%, rgba(129,140,248,0.06) 100%);
    border-color: rgba(79,70,229,0.25);
}
.apply-otp-banner {
    display: flex;
    align-items: center;
    gap: 10px;
    padding: 14px 18px;
    background: rgba(5,150,105,0.08);
    border: 1px solid rgba(5,150,105,0.2);
    border-radius: 10px;
    font-size: 13px;
    font-weight: 500;
    color: var(--cp-success, #059669);
    margin-bottom: 4px;
}
.apply-kyc-verified {
    display: flex;
    align-items: flex-start;
    gap: 16px;
    padding: 18px 20px;
    background: rgba(5,150,105,0.08);
    border: 1px solid rgba(5,150,105,0.2);
    border-radius: 12px;
    margin-top: 4px;
    color: var(--cp-success, #059669);
}
.apply-kyc-verified p {
    margin: 4px 0 0;
    font-size: 13px;
    color: var(--cp-text-secondary);
    line-height: 1.55;
}

/* ── Loading state ─────────────────────────────────────────────────────────── */
.apply-loading-state {
    display: flex;
    align-items: center;
    gap: 12px;
    padding: 24px 0;
    color: var(--cp-text-secondary);
    font-size: 14px;
}

/* ── EMI calculator strip ─────────────────────────────────────────────────── */
.apply-emi-strip {
    display: flex;
    align-items: stretch;
    gap: 0;
    border: 1px solid rgba(79,70,229,0.18);
    border-radius: var(--cp-radius-lg);
    overflow: hidden;
    margin: 0 0 32px;
    background: linear-gradient(135deg, rgba(79,70,229,0.06) 0%, rgba(129,140,248,0.04) 60%, rgba(165,180,252,0.02) 100%);
    box-shadow: var(--cp-shadow-sm);
}
.apply-emi-item {
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    padding: 24px 28px;
    flex: 1;
    text-align: center;
}
.apply-emi-sep {
    width: 1px;
    background: var(--cp-border);
    flex-shrink: 0;
}
.apply-emi-label {
    font-size: 11px;
    font-weight: 600;
    letter-spacing: 0.07em;
    text-transform: uppercase;
    color: var(--cp-text-secondary);
    margin-bottom: 8px;
}
.apply-emi-primary {
    font-size: 24px;
    font-weight: 800;
    color: var(--cp-accent, #4F46E5);
    line-height: 1;
    letter-spacing: -0.5px;
}
.apply-emi-primary small {
    font-size: 12px;
    font-weight: 500;
    color: var(--cp-text-secondary);
    margin-left: 2px;
}
.apply-emi-secondary {
    font-size: 18px;
    font-weight: 700;
    color: var(--cp-text);
    line-height: 1;
    letter-spacing: -0.3px;
}

/* ── Doc card enhancements ─────────────────────────────────────────────────── */
.cp-doc-card {
    border: 1.5px dashed var(--cp-border);
    border-radius: var(--cp-radius-lg);
    padding: 24px;
    display: flex;
    flex-direction: column;
    gap: 14px;
    transition: var(--cp-transition);
    background: var(--cp-surface);
    min-height: 155px;
    box-shadow: var(--cp-shadow-sm);
}
.cp-doc-card:hover {
    border-color: var(--cp-accent, #4F46E5);
    background: var(--cp-surface-hover, rgba(79,70,229,0.04));
    box-shadow: var(--cp-shadow-md);
    transform: translateY(-1px);
}
.cp-doc-card--uploaded {
    border-style: solid;
    border-color: var(--cp-success, #059669);
    background: rgba(5,150,105,0.04);
}
.cp-doc-card-hdr {
    display: flex;
    align-items: center;
    gap: 10px;
}
.cp-doc-icon {
    color: var(--cp-accent, #4F46E5);
    flex-shrink: 0;
}
.cp-doc-icon--ok {
    color: var(--cp-success, #059669);
}
.cp-doc-card-name {
    font-size: 13px;
    font-weight: 600;
    color: var(--cp-text);
    line-height: 1.35;
}
.cp-doc-file-name {
    font-size: 12px;
    font-weight: 500;
    color: var(--cp-success, #059669);
    margin: 0;
    overflow: hidden;
    text-overflow: ellipsis;
    white-space: nowrap;
}
.cp-doc-upload-zone {
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    gap: 8px;
    padding: 22px 14px;
    border: 1.5px dashed rgba(79,70,229,0.25);
    border-radius: 10px;
    cursor: pointer;
    position: relative;
    overflow: hidden;
    transition: var(--cp-transition);
    text-align: center;
}
.cp-doc-upload-zone:hover {
    border-color: var(--cp-accent, #4F46E5);
    background: rgba(79,70,229,0.04);
    transform: translateY(-1px);
}
.cp-doc-upload-text {
    font-size: 13px;
    font-weight: 600;
    color: var(--cp-accent, #4F46E5);
}
.cp-doc-upload-hint {
    font-size: 11px;
    color: var(--cp-text-secondary);
}

/* ── Review cards ─────────────────────────────────────────────────────────── */
.apply-review-card {
    background: var(--cp-surface);
    border: 1px solid var(--cp-border);
    border-radius: var(--cp-radius-lg);
    overflow: hidden;
    box-shadow: var(--cp-shadow-sm);
    transition: box-shadow var(--cp-transition-fast);
}
.apply-review-card:hover {
    box-shadow: var(--cp-shadow-md);
}
.apply-review-card-title {
    font-size: 11px;
    font-weight: 700;
    letter-spacing: 0.08em;
    text-transform: uppercase;
    color: var(--cp-accent);
    padding: 14px 20px;
    background: var(--cp-accent-light);
    border-bottom: 1px solid var(--cp-border);
    display: flex;
    align-items: center;
    gap: 9px;
}
.apply-review-card-title::before {
    content: '';
    display: inline-block;
    width: 3px; height: 13px;
    background: var(--cp-accent);
    border-radius: 2px;
}
.apply-review-row {
    display: flex;
    align-items: baseline;
    justify-content: space-between;
    gap: 12px;
    padding: 13px 20px;
    border-bottom: 1px solid var(--cp-border);
}
.apply-review-row:last-child { border-bottom: none; }
.apply-review-k {
    font-size: 13px;
    color: var(--cp-text-secondary);
    flex-shrink: 0;
    min-width: 90px;
}
.apply-review-v {
    font-size: 13px;
    font-weight: 600;
    color: var(--cp-text);
    text-align: right;
    word-break: break-word;
}
.apply-review-v--ok   { color: var(--cp-success, #059669); }
.apply-review-v--warn { color: var(--cp-warning, #D97706); }

/* ── Terms checkbox area ─────────────────────────────────────────────────── */
.apply-terms {
    padding: 22px 26px;
    background: var(--cp-accent-light);
    border: 1px solid var(--cp-border);
    border-radius: var(--cp-radius-lg);
    margin-top: 20px;
    box-shadow: var(--cp-shadow-sm);
}

/* ── Nav step label ─────────────────────────────────────────────────────── */
.apply-nav-text {
    font-size: 13px;
    font-weight: 500;
    color: var(--cp-text-secondary);
    letter-spacing: 0.01em;
}

/* ── Success screen ─────────────────────────────────────────────────────── */
.apply-success {
    display: flex;
    align-items: flex-start;
    justify-content: center;
    padding: 40px 16px;
}
.apply-success-card {
    width: 100%;
    max-width: 520px;
    background: var(--cp-surface);
    border: 1px solid var(--cp-border);
    border-radius: 16px;
    padding: 40px 36px;
    text-align: center;
    box-shadow: 0 4px 24px rgba(0,0,0,0.06);
}
.apply-success-ring {
    width: 80px;
    height: 80px;
    border-radius: 50%;
    background: rgba(5,150,105,0.1);
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 20px;
    color: var(--cp-success, #059669);
}
.apply-success-title {
    font-size: 24px;
    font-weight: 800;
    color: var(--cp-text);
    margin: 0 0 10px;
}
.apply-success-body {
    font-size: 14px;
    color: var(--cp-text-secondary);
    line-height: 1.6;
    margin: 0 0 24px;
}
.apply-success-ref {
    display: inline-block;
    padding: 14px 24px;
    background: var(--cp-surface-2, rgba(0,0,0,0.025));
    border: 1px solid var(--cp-border);
    border-radius: 10px;
    margin-bottom: 28px;
}
.apply-success-ref-label {
    font-size: 11px;
    font-weight: 600;
    letter-spacing: 0.08em;
    text-transform: uppercase;
    color: var(--cp-text-secondary);
    margin-bottom: 4px;
}
.apply-success-ref-value {
    font-size: 22px;
    font-weight: 800;
    color: var(--cp-accent, #4F46E5);
    letter-spacing: 0.04em;
}
.apply-success-ctas {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 10px;
}

@media (max-width: 600px) {
    .cp-wizard-content { padding: 24px 20px 20px; }
    .apply-step-hdr { gap: 14px; margin-bottom: 24px; padding-bottom: 20px; }
    .apply-form-section-body { padding: 20px 18px 4px; }
    .apply-form-section-body .apply-field-group { margin-bottom: 22px; }
    .apply-emi-strip { flex-direction: column; }
    .apply-emi-sep { width: 100%; height: 1px; }
    .apply-emi-item { padding: 18px 20px; }
    .apply-kyc-box { padding: 24px 20px; gap: 18px; }
    .apply-review-row { padding: 11px 16px; }
    .apply-review-card-title { padding: 12px 16px; }
    .apply-terms { padding: 18px 20px; }
    .apply-success-card { padding: 28px 20px; }
    .apply-header-meta { flex-direction: column; align-items: flex-end; gap: 8px; }
    .cp-wizard-steps { padding: 16px 18px; margin-bottom: 18px; }
}

/* =========================================================================
   GUIDE-MANDATED GLOBAL OVERRIDES (AI-Agent-UI-Generation-Guide)
   These MUST live in global CSS — not scoped — per guide rules.
   ========================================================================= */

/* FluentDataGrid — allow cells to grow to content height */
table.fluent-data-grid td {
    height: auto !important;
    min-height: 48px;
    vertical-align: middle;
}
table.fluent-data-grid td:has(.row-actions) {
    overflow: visible;
    white-space: normal;
}

/* Row-action reveal on hover — tr.hover is the class FluentDataGrid applies;
   tr:hover pseudo does NOT fire because FluentDataGrid uses display:contents */
tr.hover .row-actions,
tr:focus-within .row-actions {
    opacity: 1 !important;
}

.row-action-btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 30px;
    height: 30px;
    padding: 0;
    background: none;
    border: 1px solid transparent !important;
    border-radius: 6px;
    cursor: pointer;
    color: var(--cp-text-secondary);
    transition: background 150ms ease, color 150ms ease, border-color 150ms ease;
}
.row-action-btn:hover,
.row-action-btn:focus-visible {
    color: var(--cp-text);
    background: var(--cp-surface-3);
    border-color: var(--cp-border) !important;
}
.row-action-btn:focus-visible {
    outline: 2px solid var(--cp-accent);
    outline-offset: 1px;
}
.row-action-danger:hover {
    color: #EF4444;
    background: rgba(239, 68, 68, 0.10);
    border-color: rgba(239, 68, 68, 0.35) !important;
}

/* ── Metric cards (guide §7.3.3 pattern for list pages) ── */
.metrics-row {
    display: grid;
    gap: 16px;
    margin-bottom: 24px;
}
.metric-card {
    display: flex;
    align-items: center;
    gap: 16px;
    padding: 20px;
    background: var(--cp-surface);
    border: 1px solid var(--cp-border);
    border-radius: 12px;
    box-shadow: var(--cp-shadow-sm);
    transition: box-shadow 170ms ease, transform 170ms ease;
}
.metric-card:hover {
    box-shadow: var(--cp-shadow-md);
    transform: translateY(-2px);
}
.metric-icon-wrap {
    flex-shrink: 0;
    width: 52px;
    height: 52px;
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
}
.metric-icon-wrap svg { width: 24px; height: 24px; fill: currentColor !important; }
.metric-icon-blue   { background: rgba(79,70,229,0.12);  color: #4F46E5; }
.metric-icon-green  { background: rgba(5,150,105,0.12);  color: #059669; }
.metric-icon-purple { background: rgba(124,58,237,0.12); color: #7C3AED; }
.metric-icon-red    { background: rgba(220,38,38,0.12);  color: #DC2626; }
.metric-icon-amber  { background: rgba(217,119,6,0.12);  color: #D97706; }
.metric-icon-teal   { background: rgba(13,148,136,0.12); color: #0D9488; }
.metric-body        { display: flex; flex-direction: column; gap: 1px; min-width: 0; }
.metric-value       { font-size: 15px; font-weight: 700; line-height: 1; color: var(--cp-text); font-variant-numeric: tabular-nums; letter-spacing: -0.04em; }
.metric-value--sm   { font-size: 11px; }
.metric-title       { font-size: 13px; font-weight: 600; color: var(--cp-text); margin-top: 6px; white-space: nowrap; }
.metric-desc        { font-size: 11px; color: var(--cp-text-secondary); white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
@media (max-width: 900px) { .metrics-row { grid-template-columns: repeat(2, 1fr) !important; } }
@media (max-width: 480px)  { .metrics-row { grid-template-columns: 1fr !important; } }

/* ── List page structure ── */
.list-page-container { display: flex; flex-direction: column; }
.list-page-header    { display: flex; justify-content: space-between; align-items: flex-start; gap: 16px; flex-wrap: wrap; margin-bottom: 24px; }
.list-header-left    { flex: 1; }
.list-header-right   { display: flex; gap: 8px; align-items: center; flex-shrink: 0; }
.list-page-title     { font-size: 28px; font-weight: 700; color: var(--cp-text); margin: 0 0 4px; letter-spacing: -0.4px; line-height: 1.2; }
.list-page-desc      { font-size: 13px; color: var(--cp-text-secondary); margin: 0; line-height: 1.5; }
.list-container      { border: 1px solid var(--cp-border); border-radius: var(--cp-radius); overflow: hidden; background: var(--cp-surface); }
.list-toolbar        { display: flex; align-items: center; flex-wrap: wrap; gap: 8px 10px; padding: 12px 16px; border-bottom: 1px solid var(--cp-border); background: var(--cp-surface-2); position: relative; z-index: 10; }
.list-search         { flex: 1 1 200px; max-width: 300px; }
.list-search fluent-search { width: 100%; }
.toolbar-divider     { width: 1px; height: 24px; background: var(--cp-border); flex-shrink: 0; }
.toolbar-filters     { display: flex; gap: 8px; align-items: center; flex-wrap: wrap; }
.list-footer         { padding: 14px 16px; border-top: 1px solid var(--cp-border); display: flex; justify-content: center; background: var(--cp-surface); }
.list-empty          { display: flex; flex-direction: column; align-items: center; justify-content: center; gap: 10px; padding: 60px 24px; text-align: center; }
.list-empty .empty-title { font-size: 17px; font-weight: 600; color: var(--cp-text); margin: 0; }
.list-empty .empty-hint  { font-size: 13px; color: var(--cp-text-secondary); margin: 0; max-width: 360px; }

/* ── Shared status badge system ── */
.status-badge { display: inline-block; padding: 3px 10px; border-radius: 12px; font-size: 11px; font-weight: 600; white-space: nowrap; letter-spacing: 0.01em; }
.status-approved, .status-disbursed { background: rgba(5,150,105,0.10); color: #059669; }
.status-rejected                     { background: rgba(220,38,38,0.10); color: #DC2626; }
.status-pending, .status-submitted   { background: rgba(79,70,229,0.10); color: #4F46E5; }
.status-under-review, .status-processing, .status-review { background: rgba(217,119,6,0.10); color: #D97706; }
.status-active                       { background: rgba(5,150,105,0.10); color: #059669; }
.status-closed                       { background: rgba(107,114,128,0.10); color: #6B7280; }
.status-overdue                      { background: rgba(220,38,38,0.10); color: #DC2626; }
.status-matured                      { background: rgba(124,58,237,0.10); color: #7C3AED; }
/* ── LoanAccount.ServicingStatus values ── */
.status-moratorium                   { background: rgba(217,119,6,0.10); color: #D97706; }
.status-restructured                 { background: rgba(59,130,246,0.10); color: #3B82F6; }
.status-foreclosed                   { background: rgba(79,70,229,0.10); color: #4338CA; }
.status-npa                          { background: rgba(220,38,38,0.14); color: #9F1239; }
.status-writtenoff                   { background: rgba(107,114,128,0.14); color: #4B5563; }

/* ── Amount / number cell ── */
.amount-cell { font-size: 14px; font-weight: 600; color: var(--cp-text); font-variant-numeric: tabular-nums; }

/* ── Skeleton rows inside list-container ── */
.skeleton-list { padding: 8px 0; }
.skeleton-row  { padding: 6px 16px; }

@media (max-width: 768px) {
    .list-search   { flex: 1 1 100%; max-width: 100%; }
    .toolbar-divider { display: none; }
    .toolbar-filters { width: 100%; }
    .list-page-title { font-size: 22px; }
    .row-actions { opacity: 1 !important; }
}

/* ── Deposit Products Hero Card — spacing fix ────────────────────────────── */
.dp-hero {
    padding: 36px 40px !important;
    gap: 20px !important;
}
.dp-hero-left {
    gap: 18px !important;
}
.dp-hero-icon-wrap {
    width: 56px !important;
    height: 56px !important;
    min-width: 56px !important;
}
.dp-hero-cta {
    margin-right: 0 !important;
}

/* ── Apply: native select for collateral step ─────────────────────────────── */
.apply-field-label {
  display: block;
  font-size: 14px;
  font-weight: 500;
  color: var(--neutral-foreground-rest, #323130);
  margin-bottom: 4px;
}

.cp-native-select {
  width: 100%;
  padding: 6px 10px;
  font-size: 14px;
  font-family: inherit;
  color: var(--neutral-foreground-rest, #323130);
  background: var(--neutral-fill-input-rest, #fff);
  border: 1px solid var(--neutral-stroke-rest, #d0d0d0);
  border-radius: 4px;
  appearance: auto;
  cursor: pointer;
}

.cp-native-select:focus {
  outline: 2px solid var(--cp-accent, #4F46E5);
  outline-offset: 1px;
}